warm, cozy therapy couch with yellow blanket and lamp | in person therapy in Manhattan at gluck psychology collective

RATES + INSURANCE

Let’s make the financial part less confusing.

Therapy is a meaningful investment, but understanding what it will cost shouldn’t require a spreadsheet, three phone calls, and a minor emotional breakdown.

We offer in-network therapy with Aetna, out-of-network support, and reduced-fee options at a range of rates. We’ll help you understand what is available and choose an option that works for you.

WHAT YOU NEED TO KNOW

A few ways to pay for therapy.

There’s no single “right” way to cover the cost of therapy. Depending on your insurance, budget, and therapist preferences, one of these options may make the most sense.

INSURANCE INFORMATION

Out-of-Network Provider Info

Clinicians at Gluck Psychology Collective are out-of-network providers. That means:

You will pay for your sessions directly

We provide a monthly superbill (itemized receipt)

You have the option submit it to your insurance provider for potential reimbursement

Many clients receive a significant portion back—sometimes 60%–80%—depending on their plan.

JANUARY 2026: OUR ASSOCIATE THERAPISTS ARE NOW IN-NETWORK WITH AETNA

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Check Your Out-of-Network Benefits

We’ve partnered with Mentaya to make this easy. Use the tool below to instantly check whether your insurance covers out-of-network therapy:

Prefer to Call Your Insurance?

Ask The Following Questions:

  • Do I have out-of-network mental health coverage?

  • What percentage of therapy sessions is covered?

  • What is my deductible, and how much have I met?

  • What is the reimbursement rate for CPT Code 90834 or 90837?

  • How do I submit a superbill for reimbursement?

  • Does it matter that the provider is licensed in NYS and located in zip code 10038?

Need help navigating this?

We’re happy to talk through it during your free consultation. We know how overwhelming it can be.

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RATES & FEE STRUCTURE

Here’s the price you’ll pay per session —no surprises.

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